620 Gooseville Rd

New Oxford, PA 17350

Flexible Financing for

Your Home Projects

3 Easy Steps

Step 1: Click the Apply Button

When you're ready to apply, you'll simply click the "Apply Online Now" button, below (or anywhere on this page). This will take you directly to Service Finance's secure, online application portal.

This portal is separate from our website to ensure your financial information is protected by their industry-leading security.

You can complete the application from your computer, tablet, or phone in just a few minutes.

Step 2: Complete the Application

The application itself is straightforward. You will be asked for basic information to verify your identity and assess your creditworthiness, including:

  • The Project Amount and your Down Payment (to finance the amount needed and not more)

  • Your personal contact information.

  • Your social security number (for a secure credit check).

  • Your monthly income and expenses. stuff

The form is designed to be quick and easy to fill out, so you won't have to spend a lot of time on it.

Step 3: Receive an Instant Decision

After you submit your information, you will receive a decision in moments.

  • If Approved: You will receive your financing details and can proceed with your project. Our team will then work with you to finalize the agreement and schedule your work.

  • If Conditional or Declined: The Service Finance team may request additional information to finalize their review. In some cases, if the application is declined, our team will be notified, and we can discuss other options with you directly.

This process is designed to be as fast and transparent as possible, giving you the certainty you need to move forward with your home improvements.

Ready to Get Started?

The Benefits of Financing with Rivera Contractors Through Service Finance

We understand that every budget is different. Our home improvement financing offers a variety of terms and payment schedules, allowing you to choose a plan that fits your financial situation without stress. Whether you need an affordable roofing payment option or a solution for a larger project, we have you covered.

  • No Upfront Costs: Explain how financing allows them to start their project without a large initial payment.

  • Flexible Payment Plans: Mention that there are multiple options to fit their budget.

  • Seamless & Secure: Reassure them that the process is secure and integrated with a trusted partner like Service Finance.

storm roof restoration
storm roof restoration

Why Our Neighbors Choose Us

Certified

Excellence

Understanding the importance of using only the highest quality materials for your roofing needs, we have partnered with CertainTeed, achieving the status of Master Craftsman Contractors. This prestigious designation allows us to provide our clients with top-tier, stylistically diverse roofing products that offer exceptional value. We invite you to browse through CertainTeed’s extensive catalog of shingle types, colors, and warranties to find the perfect fit for your home.

Community Commitment

More than just a business, we're your neighbors. We work where we live and are deeply committed to being a part of the community we help grow and support. In appreciation of the sacrifices made by our military veterans, Rivera Contractors & Roofing LLC is proud to offer a special discount to honor their service. All veterans are eligible for a 10% discount on our roofing services as a thank you from our team. We believe in giving back to the community that has supported us, and this is one of the ways we express our gratitude.

Honesty & Transparency

Our founders, Carolina Flores and Oscar Diaz, firmly believe in these values, emphasizing that the trust and confidence our clients place in us are the cornerstones of our success. This means providing clear, upfront quotes with no hidden fees and walking you through every step of the process. We take the time to answer your questions and ensure you are confident in our plan before any work begins, so you have complete peace of mind.

Quality & Commitment

Rivera Contractors and Roofing is built on a promise of quality craftsmanship and unwavering commitment to our customers. We take pride in every project, ensuring your roof is strong, reliable, and built to last. Take the first step toward protecting your home—schedule your consultation now.

Proudly Serving Our

Pennsylvania & Maryland Neighbors.

We aren't just a roofing company; we are your neighbors. We are proud to serve the communities where our families live, work, and play. Our local knowledge gives us a unique advantage—we understand the specific needs of homes in this region and are dedicated to helping our community thrive, one home at a time.

We proudly serve a wide range of communities across Pennsylvania and Maryland, including:

York, PA
Area
East York, Spring Garden Township, West Manchester Township, and Dallastown.
Hanover, PA
Area
Eagle Rock, Cherry Tree, Quarry Oaks
and Homestead Acres.
Frederick,MD Area
Baker Park, Worman's Mill, Ballenger Creek, Urbana, and Whittier.
Westminster, MD Area
Woodberry, Legacy Farms, The Greens of Westminster,
and Avondale Ridge.
Chambersburg, PA Area
Maple Run, Village Green, Chambers Overlook,
and Guilford Hills South.

Don't see your neighborhood listed? We cover many more areas. Contact us today to see if we can serve you.

Ready to Work with a Team You Can Trust?

With a commitment to honesty, integrity, and quality workmanship, our team at Rivera Contractors & Roofing is here to serve you. Whether you need a new roof installation, siding, gutters, or any of our other residential services, we are just a call away. Reaching out to us means choosing a partner that values your trust and is dedicated to meeting your needs with the highest standards of service.

The Rivera Process:

Simple, Transparent, Professional.

1> Request a free estimate

You contact us, and our friendly team will gather your information to prepare a preliminary quote.

2> PErsonalized Consultation

We'll schedule a time to meet with you, assess your specific needs, and provide a clear, detailed quote.

3> Flawless Installation

Our certified and experienced team will get to work, ensuring a smooth and professional installation with minimal disruption.

4> final inspection

We'll walk you through the finished project to ensure every detail is perfect and you are completely satisfied with our work.

1) Request a Free Estimate

You contact us, and our friendly team will gather your information to prepare a preliminary quote.

2) Personalized Consultation

We'll schedule a time to meet with you, assess your specific needs, and provide a clear, detailed quote.

3) Flawless Installation

Our certified and experienced team will get to work, ensuring a smooth and professional installation with minimal disruption.

4) Final Inspection

We'll walk you through the finished project to ensure every detail is perfect and you are completely satisfied with our work.

What Our Clients SAY